Imagine360’s Level-Funded Health Plans offer small to mid-sized employers a stable, predictable alternative to traditional fully insured plans. Employers make consistent monthly payments that cover claims, stop-loss premiums, and administrative fees. This approach provides the financial stability of fully insured plans while delivering potential savings. If claims are lower than expected, employers can receive up to 50 of the surplus. The plan includes reference-based pricing, a transparent pharmacy benefit manager (PBM) model, and comprehensive member support, including care navigation and clinical assistance. This solution empowers employers to control healthcare costs without compromising on quality or service.